Whether you have Aetna, United Healthcare, Kaiser Permanente of Northern California, Anthem Blue Cross, and Anthem Blue Shield – there are some common terms that almost all of us find both nauseating and confusing. We couldn’t agree more (and we do this for our jobs). Hang in there though, today we’re on a mission to unravel the mysteries of copays, coinsurance, deductibles, and out-of-pocket maximums. So, grab your adventurer’s hat, and let’s dive into this journey together!